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What This Privacy Policy Covers
This privacy policy covers how United Auto Finance, Inc. treats personal information
that United Auto Finance, Inc. collects and receives. Personal information is information
you provide about yourself that is personally identifiable, like your name, address,
email address, or phone number and that is not otherwise publicly available. This
privacy policy does not apply to the practices or the content of websites of companies
that United Auto Finance, Inc. links to, does not own or control, or to people that
United Auto Finance, Inc. does not employ or manage.
Information We Collect
In order to ensure that consumers get the very best service, United Auto Finance,
Inc. collects demographic information, web pages visited and other consumer-volunteered
information from sources such as forms, and/or site registrations. United Auto Finance,
Inc.' s request forms may require users to give us information such as your name,
address, phone number, social security number, e-mail address and certain financial
and credit-related information. This information gathering procedure allows United
Auto Finance, Inc. to match you with a dealer or partner that we feel is best able
to fulfill your request. This information also helps United Auto Finance, Inc. in
the development or referral of products and services that we believe will meet the
continuing needs of our customers. Collected information is used to improve the
content of our website, customize the content and/or layout of our website for individual
users, and to contact users for marketing purposes as well as route requests to
our auto dealer network, fulfillment and marketing partners. . Should you request
an auto loan quote such information will be distributed to our partners for credit
checks and loan approval.
Children's Guidelines
Although this site is intended for the use of adults, and is not of likely interest
to children, the forms on this site are capable of collecting online contact information
from children who furnish it without prior parental consent or parental notification.
Upon discovery that any such information may be supplied by children, such information
shall be disregarded and deleted.
Personalization
United Auto Finance, Inc. offers its users the advantage of personalization on our
Web site by using cookies. Web site personalization provides our customers with
a more convenient online experience and is at no given time used to track information
or retrieve data from your hard drive.
Cookies
Cookies are pieces of information that a web server may transfer to your computer
through your web browser. When this information is stored on your computer, our
system is able to recognize your browser and in turn customize web page content
for you. We will not use any cookies to retrieve data from your hard drive or obtain
sensitive information about you. When a cookie is set, your browser will check it
for length, an expiration date, and where it originated. Only unitedautofinance.com
can access the cookies that we set. You can decide if and how your computer will
accept a cookie by configuring your preferences or options in your browser. However,
if you choose to reject cookies, you may not be able to use certain online services
or website features on unitedautofinance.com.
Security
United Auto Finance, Inc. understands the importance of security for our consumers.
When applicable, we use the latest SSL (Secure Socket Layer) encryption technology
to protect sensitive personal or financial information during transmission. This
allows your personal information to be submitted in a secure environment while reaching
the intended parties. An SSL-capable web browser is needed to support this encryption
technology. Netscape Navigator 4.6 or higher or Microsoft's Internet Explorer 4.01
or higher will support SSL technology. To verify that you are on a secure web page
in Netscape Navigator, right-click while your cursor is on the form (not the border)
and select "view Frame information" in Netscape Navigator. To view security
certificates in Internet Explorer, click Internet Options on the View menu in the
browser and then the Content tab. In the Certificates area, click the Personal,
Sites, and Publishers buttons to view the current certificates.
Information We Share With Others
United Auto Finance, Inc. may decide to share your personal information with trusted
marketing partners who work on behalf of or with United Auto Finance, Inc. under
confidentiality agreements. These companies may use your personal information to
help United Auto Finance, Inc. communicate with you about offers from United Auto
Finance, Inc. or to inform you about their products and services. (See below if
you prefer that we not share this information). Occasionally, when United Auto Finance,
Inc. is not able to directly fulfill your request, we may forward your request for
information to another reputable partner or auto dealer. In such a case, you will
become subject to the security and privacy policies that are posted on the associated
website and if you wish to do so, you will have to opt out of disclosure through
the associated website. In those cases where United Auto Finance, Inc. decides to
share your information with marketing partners, these companies do not have any
independent right to share this information. United Auto Finance, Inc. also responds
to subpoenas, court orders, or legal process, or to establish or exercise our legal
rights or defend against legal claims. We believe it is necessary to share information
in order to investigate, prevent, or take action regarding illegal activities, violations
of United Auto Finance, Inc. terms of use, or as otherwise required by law.
Ownership of the Information
Once it is received in the United Auto Finance, Inc. database, all request form
information, including your name, e-mail address, home address, financial and credit
information becomes the property of United Auto Finance, Inc.. This information
is passed on to our banking, dealer and fulfillment partners and affiliates for
the execution of the order, service or request. Once one of these entities receives
this information, it becomes subject to their respective privacy policy, in addition
to United Auto Finance, Inc.'s privacy policy. Our partners use this information
to process your order, to approve your credit and to provide valuable services.
If you opt out on our website we will not provide your information to partners.
If you do not opt out on our website, any requests to opt out of future partner
communications must be made directly to the Partner.
Third Party Partner Privacy Policies
Except as otherwise expressly included in this Privacy Policy, this document only
addresses the use and disclosure of information we collect from you. If you disclose
your information to dealers or other parties that you are placed in contact with
through our site or other sites throughout the Internet, different privacy policies
may apply to their use or disclosure of the information you disclose to them. Since
United Auto Finance, Inc. does not control the privacy policies of third parties
or partners, you are subject to the privacy policies of that third party or partner
and we encourage you to read their privacy policies or ask questions before you
disclose your personal information to others.
Your Acceptance of These Terms
By using this site and providing us with your information, you agree to the United
Auto Finance, Inc. Privacy Policy. If you do not agree to this policy, please do
not use our site. We reserve the right, at our discretion, to change, modify, add,
or remove portions of this policy at any time. Please check this page frequently
for changes. Your continued use of the United Auto Finance, Inc. site means you
accept those changes. You can e-mail us with any further questions you may have.
Changes to this Privacy Policy
We reserve the right, at our discretion, to change, modify, add, or remove portions
of this policy at any time. Please check this page frequently for changes. Your
continued use of the United Auto Finance, Inc. site means you accept those changes.
You can e-mail us with any further questions you may have.
How to Request Opt Out
Many customers appreciate receiving information and offers about products and services
that may be of interest and value to them. However, at United Auto Finance, Inc.,
we recognize that it's your choice. If you prefer that we not disclose any nonpublic
personal information about you to any nonaffiliated third parties, you may opt out
of those disclosures, that is, you may direct us not to make those disclosures (other
than disclosures permitted by law). If you do not want us to share any information
that you have provided to us or that we have gathered, please let us know by e-mailing
us. Please include your name, address, and other identification information and
any other applicable information. Your request will apply to any of the information
we have obtained in any transaction, such as your request forms. If you have any
other questions or concerns regarding your privacy at United Auto Finance, Inc.
or wish to opt out of disclosure of your information, you may email our customer
service department at privacy@UnitedAutoFinance.com. It may take 10 days from the
time we receive your request to opt out to remove you from our database. Please
be aware that you may still receive offers during while your request is being processed.
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